PayPal Holdings Inc P/B Ratio
Data as of August 04, 2026
P/B Ratio
2.63
Stock Price
$57.87
Book Value/Share
$22.02
Sector
Financial Services
How It's Calculated
2.63 = $57.87 ÷ $22.02
What This Means
PayPal Holdings Inc's P/B ratio of 2.63 is between 1 and 3. This descriptive range does not establish fair value because economically comparable P/B levels vary by sector, profitability, leverage, accounting policy, and asset composition.
About PayPal Holdings Inc
PayPal Holdings Inc (PYPL) operates in the Financial Services sector, specifically in Financial Services. With a market capitalization of about $48.94B, it ranks as a large-cap stock — a major established company.
Shares recently traded near $57.87, within a 52-week range of $38.46 to $79.22 (-26.9% from the high, +50.5% from the low). Beta of 1.30 suggests the stock has been more volatile than the broader market.
Trailing profit margin is about 14.4%, signaling a solid profit margin for its industry.
Understanding This Metric
The price-to-book ratio compares market price to net asset value per share. For PayPal Holdings Inc, P/B is especially useful when earnings are volatile or temporarily depressed. In Financial Services, asset-heavy business models often anchor closer to book value, while asset-light models may trade far above book.
Sector Comparison
Among Financial Services names on our S&P 100 coverage, PayPal Holdings Inc's P/B ratio of 2.63 can be compared with peers such as BRK-B (0.00), V (18.48), MA (65.97). Sector context helps interpretation, but each company's growth profile and balance sheet differ — use multiple metrics before drawing conclusions. View all Financial Services stocks.
Key Takeaways
- PYPL is grouped in the Financial Services sector for peer comparisons.
- Recent beta of 1.30 suggests higher-than-market price sensitivity.
- Trailing profit margin of 14.4% provides context for how much earnings support the headline multiple.
Related Tools & Guides
Explore calculators and guides connected to this metric, or view all metrics for PYPL.
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Frequently Asked Questions
What does PYPL's price-to-book ratio indicate?
P/B compares share price to book value per share. PayPal Holdings Inc's P/B of 2.63 reflects how the market prices net assets — especially relevant for asset-heavy Financial Services business models.
Is 2.63 above or below book value?
A P/B above 1.0 (2.63) means the market values PYPL above accounting book value — often due to brands, growth, or intangible assets.
How does P/B compare within Financial Services?
Peer P/B levels in Financial Services (e.g. MA (65.97), V (18.48), AXP (7.06)) provide context; asset-light vs asset-heavy models differ materially.
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