US Bancorp P/B Ratio
Data as of August 04, 2026
P/B Ratio
1.53
Stock Price
$63.94
Book Value/Share
$41.91
Sector
Banking
How It's Calculated
1.53 = $63.94 ÷ $41.91
What This Means
US Bancorp's P/B ratio of 1.53 is between 1 and 3. This descriptive range does not establish fair value because economically comparable P/B levels vary by sector, profitability, leverage, accounting policy, and asset composition.
About US Bancorp
US Bancorp (USB) operates in the Banking sector, specifically in Banking. With a market capitalization of about $98.17B, it ranks as a large-cap stock — a major established company.
Shares recently traded near $63.94, within a 52-week range of $43.46 to $64.84 (-1.4% from the high, +47.1% from the low). Beta of 0.99 is broadly in line with typical market sensitivity.
Trailing profit margin is about 20.0%, signaling a solid profit margin for its industry.
Understanding This Metric
The price-to-book ratio compares market price to net asset value per share. For US Bancorp, P/B is especially useful when earnings are volatile or temporarily depressed. In Banking, asset-heavy business models often anchor closer to book value, while asset-light models may trade far above book.
Sector Comparison
Among Banking names on our S&P 100 coverage, US Bancorp's P/B ratio of 1.53 can be compared with peers such as JPM (2.62), BAC (1.49), WFC (1.50). Sector context helps interpretation, but each company's growth profile and balance sheet differ — use multiple metrics before drawing conclusions. View all Banking stocks.
Key Takeaways
- USB is grouped in the Banking sector for peer comparisons.
- Recent beta of 0.99 suggests market-like price sensitivity.
- Trailing profit margin of 20.0% provides context for how much earnings support the headline multiple.
Related Tools & Guides
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Frequently Asked Questions
What does USB's price-to-book ratio indicate?
P/B compares share price to book value per share. US Bancorp's P/B of 1.53 reflects how the market prices net assets — especially relevant for asset-heavy Banking business models.
Is 1.53 above or below book value?
A P/B above 1.0 (1.53) means the market values USB above accounting book value — often due to brands, growth, or intangible assets.
How does P/B compare within Banking?
Peer P/B levels in Banking (e.g. JPM (2.62), WFC (1.50), BAC (1.49)) provide context; asset-light vs asset-heavy models differ materially.
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