Citigroup Inc P/B Ratio
Data as of October 02, 2026
P/B Ratio
1.05
Stock Price
$127.00
Book Value/Share
$121.48
Sector
Banking
How It's Calculated
1.05 = $127.00 ÷ $121.48
What This Means
Citigroup Inc's P/B ratio of 1.05 is between 1 and 3. This descriptive range does not establish fair value because economically comparable P/B levels vary by sector, profitability, leverage, accounting policy, and asset composition.
About Citigroup Inc
Citigroup Inc (C) operates in the Banking sector, specifically in Banking. With a market capitalization of about $209.79B, it ranks as a mega-cap stock — one of the largest publicly traded companies.
Shares recently traded near $127.00, within a 52-week range of $93.66 to $147.96 (-14.2% from the high, +35.6% from the low). Beta of 1.16 is broadly in line with typical market sensitivity.
Trailing profit margin is about 17.4%, signaling a solid profit margin for its industry.
Understanding This Metric
The price-to-book ratio compares market price to net asset value per share. For Citigroup Inc, P/B is especially useful when earnings are volatile or temporarily depressed. In Banking, asset-heavy business models often anchor closer to book value, while asset-light models may trade far above book.
Sector Comparison
Among Banking names on our S&P 100 coverage, Citigroup Inc's P/B ratio of 1.05 can be compared with peers such as JPM (2.48), BAC (1.28), WFC (1.37). Sector context helps interpretation, but each company's growth profile and balance sheet differ — use multiple metrics before drawing conclusions. View all Banking stocks.
Key Takeaways
- C is grouped in the Banking sector for peer comparisons.
- Recent beta of 1.16 suggests higher-than-market price sensitivity.
- Trailing profit margin of 17.4% provides context for how much earnings support the headline multiple.
Related Tools & Guides
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Frequently Asked Questions
What does C's price-to-book ratio indicate?
P/B compares share price to book value per share. Citigroup Inc's P/B of 1.05 reflects how the market prices net assets — especially relevant for asset-heavy Banking business models.
Is 1.05 above or below book value?
A P/B above 1.0 (1.05) means the market values C above accounting book value — often due to brands, growth, or intangible assets.
How does P/B compare within Banking?
Peer P/B levels in Banking (e.g. JPM (2.48), WFC (1.37), USB (1.37)) provide context; asset-light vs asset-heavy models differ materially.
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